The country has surpassed a housing crisis and has now reached housing chaos - that's according to one emergency housing provider.

Monte Cecilia Housing Trust chief executive Bernie Smith says South Auckland is at the epicentre of the country's poverty and housing crisis.

Labour is planning to charge people in emergency housing 25% of their income, if re-elected in October. The CEO of the Monte Cecilia Housing Trust says it's fair, but families need assistance when it comes to budgeting and 100% wraparound support.

Catholic emergency housing providers in Auckland are struggling to cope with increased demand for shelter as the pandemic continues to wreak havoc on employment.